1442 N Aspen St, Lincolnton, NC 28092

704.732.1811
info@quotetosave.com
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Terms and Conditions

Effective Date: 2/7/25

These Terms and Conditions (“Terms”) govern your access to and use of the services provided by L&L Insurance Agency Inc (“we”, “us”, or “our”), including our website, mobile applications, and any related services (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services.

1. Acceptance of Terms

  • By using our Services, you confirm that you have read, understood, and agreed to be bound by these Terms and our Privacy Policy.
  • These Terms may be updated from time to time. Continued use of our Services after any changes constitutes your acceptance of the revised Terms.

2. Use of Our Services

  • Eligibility: You must be of legal age in your jurisdiction and capable of entering into a binding contract.
  • Account Responsibility: If you create an account, you are responsible for maintaining the confidentiality of your account information and all activities that occur under your account.
  • Prohibited Conduct: You agree not to use our Services for any unlawful purpose or in any way that could harm our operations or other users.

3. SMS Communications Terms & Conditions

If you opt in to receive SMS communications from us, the following terms apply:

a. Types of Messages

You may receive SMS messages related to, but not limited to:

  • Insurance quote updates
  • Appointment reminders
  • Order alerts
  • Account notifications
  • Other service-related updates

b. Messaging Frequency

  • The frequency of SMS messages you receive may vary based on your interactions with our Services. There is no guaranteed number of messages sent per period.

c. Message and Data Rates

  • Standard message and data rates may apply. Charges will be based on your mobile carrier’s pricing and plan.

d. Consent and Opt-Out

  • Consent: By providing your phone number and opting in, you consent to receive SMS communications from us.
  • Opt-Out: You may opt out at any time by replying “STOP” to any SMS message you receive from us or by contacting us at info@quotetosave.com. Once you opt out, you will no longer receive SMS messages from us.

4. Intellectual Property

  • All content provided through our Services, including text, graphics, logos, and software, is the property of L&L Insurance Agency Inc or its licensors and is protected by applicable intellectual property laws.
  • You may not reproduce, distribute, or create derivative works from our content without our prior written consent.

5. Disclaimers and Limitation of Liability

  • Disclaimer of Warranties: Our Services are provided “as is” and “as available” without any warranties, express or implied. We do not guarantee that our Services will be error-free, secure, or continuously available.
  • Limitation of Liability: In no event shall L&L Insurance Agency Inc be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Services.
  • No Financial or Insurance Advice: The information provided through our Services is for informational purposes only and should not be considered financial or insurance advice. Please consult a professional for personalized advice.

6. Changes to the Terms

  • We reserve the right to modify these Terms at any time. We will update the “Effective Date” at the top of this document when changes are made.
  • It is your responsibility to review these Terms periodically. Your continued use of the Services after any changes constitutes acceptance of the new Terms.

7. Termination

  • We may suspend or terminate your access to our Services at any time, without notice, for conduct that violates these Terms or is harmful to other users or our business.
  • Upon termination, all rights granted to you under these Terms will immediately cease.

8. Governing Law and Dispute Resolution

  • These Terms are governed by and construed in accordance with the laws of the jurisdiction in which L&L Insurance Agency Inc operates.
  • Any disputes arising out of these Terms or your use of our Services shall be resolved through binding arbitration or in the appropriate courts of that jurisdiction.

9. Contact Information

If you have any questions or concerns regarding these Terms, please contact us: