Your landlord's insurance doesn't cover your things

If there's a fire or a break-in at your apartment, the building owner's policy covers the building — not your furniture, your TV, or your clothes. Renters insurance usually costs less than a tank of gas per month and covers what's yours, plus your liability if you accidentally damage the property or someone gets hurt in your unit.

What does renters insurance cover?

• Personal property — your belongings, at home or stolen from your car
• Liability — accidental damage or injuries you're responsible for
• Additional living expenses — a hotel or temporary housing after a covered loss
• Often required by landlords as a condition of the lease

ITIN or matrícula consular? We can help

• We work with clients who have an ITIN or a matrícula consular
• Tell us what ID you have when you ask for a quote, and a licensed agent will explain your options
• Everything explained in Spanish or English

Many landlords in NC now require it. We can add renters coverage to the same account as your auto policy, which often earns a discount.