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L&L Insurance Request a quote

Family-owned, independent, and bilingual since 2008

L&L Insurance Agency was built on a simple idea: insurance should be explained in the language you think in, by a person you can call back tomorrow.

We opened in Lincolnton in 2008 and grew the way an agency should — one referral at a time. Today we serve more than 5,000 clients from three offices in Lincolnton, Winston-Salem and Clinton, with a team of twenty who work in English and Spanish every day.

We are an independent agency: we represent more than 40 insurance companies, which means our job is to compare them for you — on price and on what the policy actually does — and tell you honestly what we'd pick. When your renewal goes up, we re-shop it. When you have a claim, you call us, not a 1-800 number.

What do we believe?

  • Trust, honesty, integrity. We'd rather lose a sale than put you in the wrong policy.
  • Your language. Every office, every line, English and Spanish — no interpreter required.
  • Long relationships. Many clients have been with us 10, 15, and 18 years. That's the business we want.

Meet the team

Quote your coverage today

Call, WhatsApp, or send the quote form — a licensed agent will compare carriers for you.